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A personal budget or home budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available for creating, using and adjusting a personal budget.A budget is a financial plan for a defined period, often one year.It may also include planned sales volumes and revenues, resource quantities, costs and expenses, assets, liabilities and cash flows.Companies, governments, families and other organizations use it to express strategic plans of activities or events in measurable terms.. A budget is the sum of finances allocated for a particular ...
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